EMPLOYEE BENEFITS

Permanent, voluntary life insurance protection owned by your employees and stays with them, even if they change jobs or retire. Spousal, children and grandchildren coverage also available. Convenient, payroll deducted. 

Valuable life insurance protection with accidental death and dismemberment (AD&D) coverage available at the group level. Dependent coverage also available. 

Temporary income replacement when employees are unable to work because of illness, injury or pregnancy. 

Continued income protection with a focus on incentivizing full or partial return-to-work outcomes for employees who are unable to work due to illness or injury. 

Employees have access to additional life insurance offerings that are fully underwritten and that can be paid for through the convenience of payroll deduction. 

Customizable plan options with a broad network of providers. Perks programs allow members to earn and redeem points. 

Simplified group coverage in the form of a lump-sum cash payout to ease the financial burden of a hospital stay, due to an accident, injury or critical illness, regardless of other medical coverage.  

Simplified group coverage in the form of a lump-sum cash payout in the event of a serious illness such as cancer, heart attack, stroke and more. 

Simplified group coverage in the form of a lump-sum cash payout in the event of an accidental injury.